Good health insurance is a product that is highly sought after by most people. Almost all insurance companies like AXA, Prudential, AIA, Zurich, has had health insurance products. The number of insurance companies in the world, as well as the varied types of good health insurance products, offered online as well as offline to the consumer. Consumers who do not understand the product is going to be difficult to determine health insurance what he needed and this tends to confuse the consumer.
Hopefully, this article can educate readers about health insurance.
Broadly speaking, health insurance has 2 types of benefits, including:
- health insurance with benefits compensation
- health insurance benefit payment in accordance with Hospital Bills
Mr asmur works in the company. The company has been providing health insurance benefits to host Asmur with the method of claim in cashless with class 2. But Mr asmur would like to get more benefits such as room VIP room with VIP amenities in it. Finally the master of asmur decided to purchase health insurance with benefits compensation to support health insurance had been provided by the company so that the master of the Asmur can use the VIP facilities as well as more private rooms.
On health insurance with benefits compensation also has the inner limit. Further explanations about the Inner workings of the Limit will be discussed in this article.
Fit the Bill
On health insurance benefit payment in accordance with the Bills of hospitals, the insurer will pay the hospital bills directly, so that Policyholders do not need to worry against the nominal amount will be billed by the hospital when the actions and processes medical care refers to the terms and conditions set forth in the policy.
Usually, health insurance benefit payment in accordance with Hospital Bills has more expensive Premiums of health insurance with benefits compensation.
Sorry, but the health benefits of up to 10 Billion dollars per year is excessive for me impressed “
I often come across statements like the above. But the fact is, a good health insurance is not purchased to be the solution in the present, but also the present and the next. Some people buy insurance in anticipation of minor illnesses such as typhus, dengue fever, and other seasonal illnesses. While others buy health insurance as Maestro Optima Care to anticipate severe disease treatment requires no small amount of money, such as:
and other chronic diseases.
Have you ever calculate how much it costs is needed to install the ring on the heart?
There is no right and wrong in the context of insurance. The right insurance is insurance that answers your problems and be the solution for you and your family.
That is why it is highly recommended for Policyholders to know and understand the content of the policy that has been signed and agreed upon by both sides, both the policyholder or Insurer (insurance company).
What is the Inner Limit?
- The maximum number of days undergo hospitalization for a period of 1 year.
- The maximum number of days undergoing ICU hospitalization for a period of 1 year.
- The maximum rate for doctor visits per day for a period of 1 year.
- The tariff maximum desirable spaces per day.
- The tariff maximum ICU nursing room per day
- and the Inner Limit of other appropriate Policy respectively.
Where is a good health insurance between the benefits compensation with appropriate benefits Bill?
Cashless and Reimbursements; where the most good?
Note the coverage area
Consider the benefits of inpatient and outpatient
- Taking any medication – prescription drugs is appropriate.
- Control to the hospital within a certain period.